The wealth management experience we’ve created is based on one rule – treat others the way we would like to be treated. We believe in complete objectivity, full transparency and a commitment to learning. Our desire is to deliver the warmest client experience we could imagine.
We recognize each individual has different communication preferences. You can be as hands-on or hands-off as you want to be. Our job is to communicate with you constantly, through whatever channels you prefer. Whatever degree of integration you require with attorneys, accountants, tax specialists, bankers, we provide it.
You would have a plan. You would have a philosophy about what makes a good investment, and a process to put that philosophy into action. You would be conservative and particularly mindful of risk. You would spread out your investments into several unrelated ideas to be diversified. You would want your investment to grow at a consistent, stable rate. You would make sure your investment had the best caretaker you could find.
This is exactly how we think when managing our own family’s wealth and is also how we invest on behalf of our clients.
Advising clients involves a great deal of trust. At the heart of this trust is an understanding of how a client’s wealth is being cared for. This is why each client has a customized Investment Policy Statement. This document defines how the portfolio will be constructed, rebalanced and monitored. It was designed to simplify the investment process and to liberate our clients from worry, knowing everything is under control.
Your investment strategy should be inspired by your personal financial plan. We analyze your situation and listen to your vision for the future. We discuss philosophy, lifestyle and goals. Where appropriate, we will help you work through and resolve complex issues you may not currently have answers for.
Our unique planning process includes an in-depth analysis of you current financial circumstances. We evaluate strengths and weaknesses and uncover opportunities. All the while, we systematically educate you about your options. Then we establish a personalized plan that addresses:
Every family has unique short, medium and long-term goals. Through strategic goal setting, we build a customized investment plan. The result is a portfolio that compounds effectively over time while minimizing risk and tax consequences.
The goal is to transfer wealth while minimizing estate taxes and expenses. Estate plans should be reviewed after every major life event. This involves reassessing estate distribution, wills and trusts and powers of attorney.
The big questions: When can I retire? How much should I save? How much can I spend? Your goals for retirement determine these answers. We develop a custom roadmap to ensure you arrive and thrive at retirement regardless of where you start.
Starting a business is no easy task – we know this because we’re business owners ourselves. We specialize in implementing group benefit and retirement plans, shareholder planning and shareholder pension strategies. Focus on growing your company and partner with us to help manage your financial life.
Life’s unexpected bumps in the road hinder plans for retirement. We help mitigate these risks by protecting your assets and income through a personalized portfolio of insurance products.
Helping you establish a legacy for the people and organizations that matter most to you through various strategies that makes most financial sense for you and your family.
New clients accepted by referral only.